Privacy Statement
NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS
We, our, and
us, when used in this notice, mean First National Bank. This is our privacy notice for our customers.
When we use the words “you” and “your” we mean the following types
of customers:
Our consumer customers who have a continuing relationship by purchasing
or holding financial products or services such as a(n):
- Deposit account
- Loan account
- Safe deposit box
We will tell you the sources of the information we collect
about you. We will tell you what measures we take to secure that
information.
We first define some terms:
Nonpublic personal information means information about you that we collect in connection
with providing a financial product or service to you. Nonpublic
personal information does not include information that is available
from public sources, such as telephone directories or government
records. Hereafter, we will use the term “information” to mean
nonpublic personal information as defined in this section.
An affiliate is a company we own or control, a company
that owns or controls us, or a company that is owned or controlled
by the same company that owns or controls us.
Ownership does not mean complete ownership, but means owning
enough to have control.
A nonaffiliated third party is a person we do not employ
or a company that is not an affiliate of ours. This is also known
as nonaffiliated third party, or simply, an “other party.”
THE INFORMATION WE COLLECT
We collect information about you from the following sources:
- Information you give us
on applications or other forms
- Information about your
transactions with us
- Information about your
transactions with other parties
- Information from a consumer
reporting agency
THE CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR INFORMATION
We restrict access to information about you to those employees
who need to know that information to provide products or services
to you. We maintain physical, electronic, and procedural safeguards
to protect this information.
YOUR INFORMATION AND OTHER PARTIES
We will
not disclose information about you to anyone except as disclosed
in this policy or as permitted by law.
Examples of this might include disclosures necessary to
service your account or prevent unauthorized transactions.
INFORMATION ABOUT FORMER CUSTOMERS
We do no disclose information about former customers, except as
permitted by law.
AUTHORIZED SHARING – OUTSIDE MARKETING SERVICES
We may
disclose the following information to companies that perform marketing
services on our behalf:
- Information
you give us on an application or other forms, such as:
·
Name
·
Address
We disclose
the information listed above with companies that perform marketing
services on our behalf. You do not have a right to opt out of the disclosure
of this information. We
may also disclose information about you to other outside marketing
services as permitted by law.
Types of Businesses
Here are
the types of businesses with whom we may disclose information
for outside marketing purposes:
- Service
providers that perform marketing services for us, such as:
·
Direct sales companies
Reasons for disclosing
We may
disclose information about you to companies that perform marketing
services on our behalf to provide you with information about additional
products and services.
AUTHORIZED SHARING – JOINT MARKETING
We may
disclose the following information to other financial institutions
with whom we have joint marketing agreements:
- Information
you give us on an application or other forms, such as:
·
Name
·
Address
We disclose
the information listed above with other financial institutions
with whom we have joint marketing agreements.
You do not have a right to opt out of the disclosure of
this information.
Types of Businesses
We may
disclose information pursuant to joint marketing agreements to
the following types of businesses:
- Financial
service providers, such as:
·
Securities broker-dealers
·
Insurance agents
Reasons for Disclosing
We may
disclose information about you to other financial institutions
with whom we have joint marketing agreements to provide you with
information about additional products and services.
Internet Privacy
Visitors to this bank Website remain anonymous.
We do not collect identifying information about visitors
to our site. We may use standard software to collect non-identifying
information about our visitors, such as:
- Date and time our site was accessed
- IP address (A numeric address given to servers connected to the Internet)
- Web browser used
- City, State, and Country
The bank uses this information to create summary
statistics and to determine the level of interest
in information available on our site. Visitors may elect to provide
us with personal information
via e-mail. This information is used internally, as appropriate,
to handle the sender’s request.
It is not disseminated or sold to other organizations. For more
information or questions regarding
this policy, contact us at:
| First National Bank |
First National Bank |
First National Bank |
First National Bank |
| Sidney, NE |
Dalton, NE |
Kimball, NE |
Chappell, NE |
| (308) 254-7110 |
(308) 377-2313 |
(308) 235-3663 |
(308) 874-2215 |
| |
| First National Bank |
First National Bank |
First National Bank |
First National Bank |
| Torrington, WY |
Lingle, WY |
Douglas, WY |
Pine Bluffs, WY |
| (307) 532-2173 |
(307) 837-2266 |
(307) 358-0688 |
(307) 245-3900 |
| |
First National Bank’s privacy policies do not apply
to linked web sites.
Privacy policies on those sites should be consulted for further
information.
Member FDIC
Equal Housing Lender